Why Medicare Supplement Prices Are Skyrocketing in 2026 — And What Retirees Can Do About It

Why Medicare Supplement Rates Are Rising So Fast in 2026

If you’re enrolled in a Medicare Supplement plan — often called Medigap insurance — you may have recently opened a letter announcing a significant premium increase. For many retirees across the country, these increases have become impossible to ignore. Some policyholders are seeing double-digit hikes year after year, putting pressure on retirement income plans and monthly budgets.

In states like Florida, retirees have reported increases ranging from 15% to over 25% in a single year. For people living on a fixed income, these changes can quickly erase Social Security cost-of-living adjustments and create new financial stress during retirement.

The good news is that retirees are not powerless. Understanding why these increases are happening — and knowing your options — can help you make smarter healthcare and financial decisions moving forward.

What Is a Medicare Supplement Plan?

A Medicare Supplement plan, also known as Medigap insurance, is designed to help cover out-of-pocket expenses that Original Medicare does not fully pay for. These expenses can include:

  • Deductibles
  • Coinsurance
  • Copayments
  • Hospital costs
  • Skilled nursing expenses

Many retirees choose Medicare Supplement plans because they offer flexibility and predictability. Unlike many Medicare Advantage plans, Medicare Supplements generally allow you to see any doctor nationwide who accepts Medicare.

Popular Medigap options include:

  • Plan G
  • Plan N
  • High-Deductible Plan G

Plan G has become one of the most popular choices among retirees because it offers broad coverage with fewer surprise costs. However, that popularity has also coincided with substantial premium increases in recent years.

Why Are Medicare Supplement Premiums Increasing?

Several factors are driving Medicare Supplement costs higher in 2026 and beyond.

1. Rising Healthcare Utilization

Americans are using healthcare services more frequently than ever before. As the population ages, more retirees are visiting doctors, undergoing medical procedures, and requiring ongoing care.

Insurance companies respond to increased claims by raising premiums across their policy pools.

2. Medical Inflation

Healthcare costs continue to rise nationwide. Hospital services, prescription medications, specialist visits, and medical technologies all contribute to higher overall costs.

As Medicare deductibles and out-of-pocket expenses increase, Medigap insurers must cover a larger financial gap — and those costs eventually get passed along to policyholders.

3. Aging Risk Pools

Some Medicare Supplement plans have older groups of policyholders, which can create higher claims activity within the insurance pool. As claims rise, premiums often rise as well.

This issue has become particularly noticeable with legacy plans like Plan F, which no longer accepts newly eligible Medicare participants.

4. Regional Pricing Differences

Many retirees are surprised to learn that Medigap pricing is often determined by:

  • ZIP code
  • Age
  • Birth year
  • Region

That means two retirees with identical coverage may pay very different premiums depending on where they live.

How Medicare Supplement Increases Impact Retirement Income

One of the biggest frustrations retirees face is that healthcare inflation often outpaces Social Security increases.

For example, Social Security’s cost-of-living adjustment (COLA) for 2026 averaged roughly 2.8%. For many retirees, that translated into only a modest monthly increase.

But if your Medicare Supplement premium rises 15% to 20% in the same year, that entire increase can disappear almost immediately.

And it’s not just Medigap premiums. Retirees must also continue paying:

  • Medicare Part B premiums
  • Prescription drug plan premiums
  • Out-of-pocket healthcare expenses

This is why healthcare planning is one of the most important parts of retirement planning.

Can You Switch Medicare Supplement Plans?

One of the biggest misconceptions retirees have is believing they are permanently stuck with their current Medicare Supplement plan.

In many situations, you may be able to switch plans and potentially lower your monthly premium.

Unlike Medicare Advantage, Medigap Can Often Be Shopped Year-Round

Medicare Advantage plans typically have annual enrollment windows. Medicare Supplement plans operate differently.

Many Medigap plans can be reviewed and changed throughout the year, depending on your state rules and medical eligibility.

That flexibility is one reason many retirees initially choose Medicare Supplement coverage.

Important: Underwriting Rules Matter

Before switching Medicare Supplement plans, retirees must understand underwriting requirements.

In many states, including Florida, changing Medigap plans after your initial enrollment period may require answering medical questions. Insurance companies can review your health history before approving coverage.

This means:

  • You may qualify for a lower-cost plan
  • You may not qualify depending on health conditions
  • You should never cancel existing coverage before new coverage is approved

This step is extremely important. Retirees should confirm the new policy is active before terminating their current plan.

Should You Consider a Different Plan Letter?

Some retirees may benefit from exploring alternative Medigap options.

Plan G

Plan G remains popular because of its comprehensive coverage. However, premiums have risen significantly in many areas.

High-Deductible Plan G

This option offers lower monthly premiums in exchange for a higher deductible before coverage begins.

Plan N

Plan N may provide lower premiums while requiring modest copays for certain doctor visits and services.

For healthy retirees who don’t frequently visit physicians, Plan N can sometimes provide meaningful savings.

What About Medicare Advantage?

Some retirees facing steep Medigap increases begin considering Medicare Advantage plans as a lower-cost alternative.

While Medicare Advantage plans often have lower monthly premiums, they operate very differently from Medicare Supplement plans.

Potential differences may include:

  • Provider networks
  • Referral requirements
  • Prior authorization rules
  • Changing doctor availability
  • Annual enrollment restrictions

Each retiree’s situation is unique. Healthcare needs, budget concerns, travel habits, and physician preferences should all be considered before making a change.

Why Shopping Your Coverage Matters

Many retirees set their Medicare coverage and never review it again. That can become expensive over time.

Just as people compare:

  • Homeowners insurance
  • Auto insurance
  • Cell phone plans
  • Internet providers

…retirees should periodically review their healthcare coverage as well.

A plan that was competitively priced five years ago may no longer be the best fit today.

Even small monthly savings can add up to thousands of dollars over the course of retirement.

Healthcare Costs Are a Major Retirement Risk

Many retirees underestimate how large healthcare expenses may become later in life.

Even financially successful retirees often worry more about health-related costs than investment performance.

Healthcare planning should be integrated into:

  • Retirement income planning
  • Tax planning
  • Long-term care considerations
  • Estate planning
  • Cash flow analysis

Ignoring healthcare inflation can create significant pressure on retirement savings over time.

Questions Retirees Should Ask About Medicare Supplement Coverage

  • Has my premium increased significantly over the past two years?
  • Am I still in the best plan for my needs?
  • Could another carrier offer the same benefits for less?
  • Would a different plan letter make sense?
  • Do I qualify medically to switch plans?
  • Am I reviewing my prescription drug coverage annually?

Q&A: Medicare Supplement Price Increases

Why are Medicare Supplement plans increasing so much?

Premiums are rising because of medical inflation, increased healthcare utilization, aging policyholders, and higher claims costs nationwide.

Can Medicare Supplement plans raise rates because of my personal health?

No. Medicare Supplement companies generally raise rates based on broader factors like region, age group, and overall claims experience — not because one individual used more healthcare services.

Can I switch Medicare Supplement plans anytime?

In many cases, yes. However, depending on your state and health status, you may need to go through medical underwriting to qualify for a new plan.

What is the difference between Medicare Supplement and Medicare Advantage?

Medicare Supplement plans work alongside Original Medicare and typically offer broader provider flexibility. Medicare Advantage plans often use provider networks and may include different rules and restrictions.

Should I review my Medicare coverage every year?

Yes. Annual reviews can help retirees identify premium increases, plan changes, prescription savings opportunities, and more cost-effective coverage options.

Final Thoughts

Rising Medicare Supplement costs are becoming one of the biggest financial concerns for retirees nationwide. While premium increases may feel frustrating, retirees still have options.

Reviewing your coverage, shopping available plans, understanding underwriting requirements, and coordinating healthcare decisions with your broader retirement strategy can potentially save thousands of dollars over time.

Healthcare costs are not something retirees can afford to ignore. A proactive approach today may help protect your retirement income and financial confidence for years to come.

Item #1

00:00:01

If you’re on a Medicare supplement, you’re probably feeling the pain of price increases recently. In fact, this coming June 2026 or in the spring, you probably got a letter in the mail saying, “Hey, guess what? Your Medicare supplement insurance plan is going up big.” And you’re not alone because this is happening across the country. In Florida, we’ve seen some crazy price increases. 15% recently for some across the country. People are experiencing this pain and it’s something that we

 

00:00:37

want to talk about today because it hurts. And I want to talk specifically about what steps you could take right now to fix it, to do something about it, why it’s happening, and what you and are are what your options are. So, let me bring in my co-host, Tony. Welcome to the show. We’re talking about the pain of Medicare supplement pricing. It’s happening. It’s getting out of control like I’ve never seen before. And I’ve been doing this for quite a while. Have you heard about this?

 

00:01:13

Have I heard about it? I’ve been kneede in the hoopla as Jefferson Starship uh said. Uh I tell you what, with my parents, I’ve been dealing with this. It’s not a good situation. I mean all you have to do is say the words health insurance let alone metagap or uh you know um advant Medicare advantage supplemental health the health care industry as we know is is problematic and it’s exponentially increased in price for people especially insurance and I’m telling you right now a lot of

 

00:01:50

states are dealing with the insurance companies that used to provide really good advantage age plans and a lot of seniors are on advantage plans with their medic Medicare advantage. Um they’re just saying, “Yeah, no, we’re not making enough money off. We’re just going to stop with very little notice.” Then you have to go to one of the remaining in in Minnesota where my parents live. Um, of course they’re both are in long-term care, both on Medicare, one’s on Medicaid as well, but the they

 

00:02:20

both had Medicare supplemental insurance through a company that it was or uh Advantage Plan, I’m sorry, Advantage Plan. It was great, but they just canceled it out of the blue uh and left them in the lurch. And I I looked into it. You have one option. How is that? There’s only one company now in their region in their zip code and it’s by zip code. It’s not even by state. It’s by zip code. It changes what you can get changes by zip code even in Florida. Right. >> It’s problematic because it’s gone up

 

00:02:53

exponentially in price. Especially the um supplemental insurance or as you call it metag gap. Mhm. And and what’s interesting is people join a Medicare supplement because they don’t want to be bothered with the Medicare Advantage drama >> that you’re describing. So they say, “Oh, I’m going to go on supplement. I’ll be safe.” >> Yeah. >> But then guess what happens. >> And now today’s shocking information. >> They get shocked like you and I

 

00:03:26

literally did in that video. That wasn’t fake. Uh, you and I actually got an electrical shock. Why we tortured ourselves for that video? Uh, not my idea, but let’s let’s move on. >> You know, a lot of people get plan G. Plan F was the biggie and then they stopped allowing that. People are still grandfathered in, but plan G became the new Cadillac of Medicare, Medig Gap, Medicare supplements. and across the board uh rates 12 to 26 and higher increases year >> 12% to 26% increase. Um the metagap year

 

00:04:06

increase >> yeah the metag gap I looked at metagap for my parents and it went up 20% here. >> Yeah. Yeah. from just the previous year when I started this years ago uh 15 20 years ago >> the price increases were zero three maybe you’d see 5% increase one year and you’d be like you’d clutch your pearls now I’d be happy with a three or 5% increase >> 5% would be beautiful actually right now >> um it’s it’s really surprising and shocking people and especially people

 

00:04:42

that are on the plan G that are used to all right I I know I’m paying for this but it’s starting to get a little out of hand because if you have two years in a row of 20 plus percent increases all of a sudden you’re saying what how did this price double so quickly you know it’s getting crazy so why why it’s it boils down to utilization more people are using the doctor people getting older medical inflation you’ve talked about that >> more claims so what does Medicare do Medicare

 

00:05:14

itself, the the deductibles and co-pays are going up. So, the gap widens that metag gap is covering. So, they pass it along. They pass that along. And I’m bringing this up now. We’re getting close to June. My clients who are on metagap received, well, not all of them, but a lot of them did because some companies increase rates every calendar year, some companies increase it in June. So, they’re getting that notice in May and saying, “Hey, you’re your price is going up 15%.”

 

00:05:51

And what are they going to do? That’s that’s the problem. What are they going to do? That’s what I want to talk about. >> Absolutely. >> So, we know Social Security has a cola increase, >> right? 2.8, you know, it’s on average. Um, so what is on for the average person that’s 56 bucks a month. Metag gap increases by 15% one year and then 15% another year. There goes that that extra money you were getting in social security. >> It’s eaten up right away by the metag

 

00:06:24

metagap price increase. It’s it’s like what’s going on? >> So you’re not actually seeing more money to to uh spend on things in your life. Uh it’s just going for health insurance and and Medicare. Yeah. >> Right. So what do you do? Do you just take it on the chin? No. There is something you can do. There is some good news about it. And this is one of the many reasons why people get metagap plans and Medicare supplements to begin with is because they can shop. So you

 

00:06:54

know how Medicare Advantage has their annual enrollment period October 15th through December 7th, right? Medic GAP doesn’t have that. You could shop for plans year round. And a plan G from company XYZ is the same as a plan G from company ABC. They’re the same benefits. By law, federal government regulates this. So the only real difference, Tony, between these plans is the price >> and the company and their stability and their rate increases. But in theory, you could switch whenever

 

00:07:33

you want. There’s no window. >> Yeah. Yeah. >> So when people are getting their notices in June, saying, “Hey, you’re going to your price has gone up 20%.” Again, they don’t have to say, “Ah, I got to wait till October to shop or uh I have uh I’m stuck. What am I going to do?” You can actually switch. >> Ah, I wasn’t aware of that. And that’s with a metagap or a supplemental insurance plan. You can switch those. I don’t think it’s the same way with an

 

00:08:06

advantage plan, though. And I know we’re not talking about advantage plans. I keep bringing it up, but because it’s been a thorn in my side. >> That’s why it’s different. It’s different than Medicare Advantage. Medicare Advantage has an annual enrollment period. There are some situations where you can switch a Medicare Advantage mid year. Yep. >> If uh the plan drops like your parents did. >> Yeah. They extended. Yeah, they extended it. Yeah. Yeah, it’s still you still had

 

00:08:31

to they extended how long you had to find a new one, but it was only by rather than um December 7th, it was like January. I mean, they give you an extra month. So, >> yeah. >> Or or or so, month and a half. I want to go back really quick, Dan. Uh because this is a question I had or some people might not realize. I just want to point out when you talk about those metag gap increases and then you mentioned the social um the social security cost of living adjustment is only 2.8 or 3% typically uh LA this for this year it

 

00:09:06

was 2.8% and that gets eaten up by the increases in your metagap policy. It also gets eaten up by increases in the part Medicare Part B premium. And and some people don’t realize you must continue to pay your monthly Medicare part B premium even if you have metagap or a Medicare supplement plan. >> Yeah, you still have part A and B. >> So that goes up that that alone eats up some of that cost living COLA adjustment you get. And if you have a supplemental, the increase in that will probably take

 

00:09:42

care of it. Yeah, >> that’s right. And so that’s why it’s important to shop. >> Yeah. >> A lot of people get them and they set it and forget it. They don’t think about it anymore >> until they get these price increases, which haven’t been around. The price increases are relatively new. There’s always been price increases, don’t get me wrong, but the double digit price increases. I was reading somewhere, I think it was Illinois, there was a there

 

00:10:04

was one company that increased price 47% in one year. >> Like what? Right. >> Yeah. See, that should be I mean, and I know that you you know, you and I always don’t always see eye to eye in government regulations, but you’d think the government would be able to regulate how much they’re allowed to increase. I know you’re laughing. >> Oh jeez, Tony, did you just say, “I’m from the government. I’m here to help.” >> I did not. I did not. But certain

 

00:10:33

regulations otherwise I mean private companies are all about profit margins and they they go crazy at some point >> they it I mean that’s crazy. I think credit card companies should be uh limited on what they can charge in interest. I think it’s loan sharking at 30%. >> Stay on task. >> I know I was supposed to ask you earlier in the show why we’re talking about um health insurance when we’re a financial program. You just answered your own question. I did because you realize how high stakes

 

00:11:04

this is about, >> right? And you the the whole uh COLA and social security payments being affected and the cost to retirees retirement income planning is why we save and invest. So it ties in, right? Yeah. This is a huge part of people’s retirement. I see people with millions of dollars fearful of retirement because of health care costs. >> Oh, sure. when I ask people and I’ve done I’ve been doing these shows with with um retirees and getting their real retirement story I call it. If you

 

00:11:33

haven’t seen those, I’ll put the link up here. You can hear their stories. You hear them. They’re not worried so much about money anymore. They’re worried about their health. So, health insurance is really, really important. And you have to integrate it in finances. If you’re not in integrating it into your financial planning, then you’re you’re missing the boat. So, >> you’re making a costly mistake by not planning for it. And and the more you plan ahead for these costs and these

 

00:11:58

inevitabilities that you and you help your clients do this and people you work with, uh, the better off you’re going to be down the road, you’re you’re going to hopefully not make costly mistakes. Now, people are saying, “Well, what do you mean, you know, when my metagap policy goes up 25%. That’s not a mistake I made. That’s nothing I could do anything about.” Right. >> Well, you can budget for health care increases in your plan and you can know that a lot of people go into retirement

 

00:12:27

thinking they’re not going to have to spend that much out of pocket on on health care because of Medicare and that’s the misconception >> because it’s a set price. Yeah. >> And you’re and the Medicare companies, the insurance companies are not allowed to increase your price, Tony, because you used a bunch of health services. They have to do it across the board by region, birth year, zip code. So it’s it’s not like you’re alone in getting singled out because you use it, right?

 

00:12:54

>> Everyone’s paying. Even those that never use it are paying >> the price increases. So you switch. So you you got into it thinking this is going to be easy glide path and now all of a sudden you’re getting hit. What do you do? You got to talk to your financial adviser or your insurance broker. But and you got to switch and I’m going to go through there’s a catch. Not everyone can switch, but if you’re dealing with someone helping you with this, they should be reaching out to you saying, “Hey, prices

 

00:13:21

are going up. Do you want to shop around?” If you’re not, you might be working with someone that only sells insurance for a company. So, they might work for company ABC. >> They’re locked into one of the bigname companies. They’re they’re a rep for this company and they’re being they’re being compensated by this company, and that’s who they’re locked into. or they’re not necessarily looking out for your best interest. They don’t necessarily have to

 

00:13:46

>> or they just don’t they they’re not being malicious. They just don’t have the tools. >> The same like health insurance, uh car insurance, home insurance. If you are working with someone that works for a company that sells it, of course theirs is the best one until it’s not, but they’re not going to reach out and tell you. If you’re working with a broker that’s like, I can represent 10 different homeowner insurance companies. I don’t even know if there’s

 

00:14:10

>> it’s like, you know, health insurance and and I’m glad you brought up this point because it’s people treat auto insurance and uh other types of insurance differently than they look at healthcare insurance. But shopping around, it’s like your um your internet service or your cable bill or your phone, your cell service. If you don’t shop around once in a while and put some pressure on them, uh uh you have to shop around. My wife and I made a multi,000 mistake and we’re out thousands of extra

 

00:14:43

dollars based on how long we stayed with our we kept our homeowners insurance with the original company we bought it with 30 years ago for years for 20 years and we finally said our homeowners insurance is outrageous what we’re paying. Uh it just seems so high. Let’s look around. Dan, I’m I would be embarrassed to tell you through a reputable company we got, they just raised it every year and we didn’t do anything about it. And we went to another company and it was literally thousands of dollars a year cheaper

 

00:15:16

>> in going forward, too. Yeah. So, the decision you make now can save you thousands, tens of thousands of dollars over your lifetime. >> So, shop around once in a while, review it. Yeah. >> People get not lazy. You just you don’t think about it until you start getting 20% increases and you’re like, “Wait, wait, hold on a sec here. What’s going on?” So, what do you do? You switch. You shop. You don’t switch unless you can. Now, a lot of states have rules that you

 

00:15:44

could switch on your birth year birth birthday, you know, your that month you could switch. They call it a birthday rule. Florida, we don’t have that. So, if you want to switch your company after you’re 65 now, you’re not just turning 65, you can get on a plan. They can ask you medical questions. There’s underwriting, and each company’s got different underwriting rules. Each state’s got different underwriting rules. So, in Florida, for instance, if you want to switch your metagap policy

 

00:16:12

mid year, like June or whatever, you have to go through an underwriting process. It’s not like Medicare Advantage and Medicare prescription drug plans that you switch every year during the annual enrollment period. They can’t deny you. They don’t ask you medical questions. You could switch. Metagap can ask you medical questions if it’s not during a special election for you. So, you have to be aware of that and make sure that you are capable of getting through that underwriting process before you switch.

 

00:16:47

In other words, don’t cancel your existing policy until you know you have the new policy active and confirmed. >> Well, sure. You’ll be like, “Sure.” Yeah. >> You know, switching auto insurance, >> oh, I’m going to switch to Geico later because it could save me whatever caveman or I don’t even I think I’m getting them all mixed up. I’m going to do that in a couple weeks. Let me just cancel my policy now. Now, you’re driving around without insurance.

 

00:17:08

>> Don’t do that. You can’t do that. And I don’t think a lot of people do that for health, but you just it it can get interesting because you got to remember it’s not like Medicare Advantage where you’re guaranteed you have to go through underwriting. So, first thing you do is you contact your broker, say, “Hey, I’m not happy with this.” They should be reaching out to you, but say they don’t. Say, “Hey, I got to check this. My price has gone up to X. Where can I go shop

 

00:17:34

around?” In Florida, there’s a website. I’ll put it on here for people watching on YouTube. You can go online and see every Medicare supplement company price for your age and your zip code. That’s how it works in Florida. Zip code, like you said, Tony. >> Um, just do it and say, “Oh, wait. I can get it from that company. Why wouldn’t I?” Because sometimes the price is dramatically different. >> And you might also say, “Hey, you know, maybe I will go away from a G and go

 

00:18:01

with a high deductible G. Or maybe I’ll switch to the plan N because that saves me 60 bucks a month.” And yeah, now I have a co-ay of 20 bucks, but I’ll take a $20 co-pay. I’m not going to the doctor three, four times a month. I could save some money. So, it pays to look around. >> And remember, >> but >> yes, go ahead. >> Yeah, you’re you’re going to talk about part B and D, and maybe you’re going to get to this, too, but a mistake that people make when they’re shopping around

 

00:18:30

is, “Wow, this one’s a lot less. I’ll just switch to this one.” Oh, wait. my doctor that I like to see or my physical therapist. A lot of as we get older, a lot of people have regular physical therapy appointments or they have a regular doctor or dentist. You need to make sure that they cover what you need and the doctors. And that’s that’s probably the biggest difference between plans other than price. people if you focus just on price what we’re talking about you might shoot yourself in the

 

00:19:02

foot because then so to speak because uh your doctors or your local hospital uh where you like to go might not be covered by that new plan you’re looking at >> that’s the beauty of Medicare um supplements metagap there is no doctor network whereas Medicare advantage you have to care about that >> oh I see that with medicap >> that’s why you could shop midyear you don’t have to worry about doctors is if they take Medicare, they take your supplement. That’s the beauty.

 

00:19:30

>> As long as they take Medicare. Yeah. >> Right. Right. But this does not replace your Medicare prescription drug plan. Just don’t forget those are two different things. Some people forget that because they’re and they’re on the same drug plan they’ve been on for years, too, and they could be saving, right? So, the recommendation I have for people is don’t get lethargic about this. Be proactive and start shopping. Shop for other companies, shop for other plan letters, you know, N versus G,

 

00:19:59

deduct, high deductible versus no deductible. It’s worth looking at this because thousands thousands of dollars. I was just looking in Florida because that’s where a lot of most of my clients I have clients everywhere, Tony. I had one I I helped she turned 65. We signed her up. Cheapest plan. This is great. Oh, it’s in my budget. that year, later that year, she got a 17% increase. Boom. She like, “What did you do?” I’m like, “What do we get?” So, we switched. We switched

 

00:20:32

right away. We cut bait early because why why sit there and wait through uh through this price increase just because it’s I don’t want to be bothered. Of course, I would also recommend you look at the underwriting questions first before you decide to switch. They’re there. You can look. I send them to people say, “Hey, can you answer all these questions the right way?” Because they they tell you if you answer yes to this, you’re out. You don’t get it. If you answer no to all these, you’re good.

 

00:21:01

I’m not telling people to lie. I’m just saying look ahead before you waste your time. >> Yeah. Because you might be able to switch based on >> Right. You might not be able. Yeah. >> Right. And then that’s when you have the conversation, do I switch to a Medicare advantage just to save money? And then pros and cons of that and there’s another rabbit hole we can go down. So, I recommend you contact somebody and get this done because it doesn’t take long at all. Like the commercial says, 10

 

00:21:28

minutes and you could price it out. You How long does it take to look at pricing? It’s not that difficult. Now, you got to remember this pricing is only as good for a year, so the next year and and you don’t want to be switching all the time. Um, but you might be locked in due to health reasons. You might be locked in because the price you got is grandfathered in and it’s really good. But how do you know that? Unless you shop. That’s what I’m telling people to do. So, give us a

 

00:21:56

call if you want. We could shop multiple carriers. I have software just right up there. You know, I’m I I deal with health insurance, Tony, like you said. Why? I’m a financial planner, but I’m a certified financial planner. So, I’m talking about investments, of course, but income. I’m talking about taxes. I’m talking about estate planning. And I’m talking about health insurance because why not? I will gladly get someone on the phone, a health insurance broker with my client. Let’s figure this out

 

00:22:28

together. Saves them so much money. Uh why not? I think it’s critical. And so if you’re not doing it, do it now. That would be my recommendation. >> Yeah. And use the QR code at the top of the screen there in the corner uh to get a hold of you with any questions. Dan, uh, our listeners can just do that and viewers actually can do that. Uh, and if you’re just listening, you can pick up the phone and give Dan a call. Um, what’s your website address? That’s probably the easiest thing for people to

 

00:22:56

do. >> Yeah, easiest is go to dolphinfinanciallgroup.com. dolphin financial group. >> And thanks for setting this straight. I didn’t realize that the metag gap and the supplemental um, you didn’t have to worry about in network. >> Yeah, that’s one of the primary reasons people get it. They don’t want to be bothered with >> with advantage. It’s really based on in network. I mean, it’s really limited, >> right? And your doctor could leave mid year and you’re stuck. What are you

 

00:23:21

going to do? >> Yeah. >> So, you don’t have to worry about that with supplement, but you have to worry about the price. >> Yeah. >> Because Exactly. >> a lot more money. But >> yeah, >> again, this is why we talking about it. So, Tony, thanks for another good show. We’ll catch everyone next week.